after rent and bills, i currently make about $1800 per month. please decide for me how i should target my money.
pay back all the debt. credit cards & student loans totaling up to about $10,000. this'll take 6 months, so i couldn't buy any music toys at all. but, i'll no longer have any outstanding debt after this period, and gain much more command over my future.
save up 2-3 months & buy 1-2 really fancy toys (i.e. laptop for music) to bide time. then spend the next 6 months paying back all debt. in the mean time completely master working with said toy.
be a complete fuck-up forever. always pay back only the minimum balance on all bills--spending all extra money on tons of music toys. big fun!, but obviously irresponsible. especially if i get unemployed.