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Thu, Dec. 27th, 2001, 11:51 am

Poll #14352 Mogel's Finances, 2002

after rent and bills, i currently make about $1800 per month. please decide for me how i should target my money.

pay back all the debt. credit cards & student loans totaling up to about $10,000. this'll take 6 months, so i couldn't buy any music toys at all. but, i'll no longer have any outstanding debt after this period, and gain much more command over my future.
save up 2-3 months & buy 1-2 really fancy toys (i.e. laptop for music) to bide time. then spend the next 6 months paying back all debt. in the mean time completely master working with said toy.
be a complete fuck-up forever. always pay back only the minimum balance on all bills--spending all extra money on tons of music toys. big fun!, but obviously irresponsible. especially if i get unemployed.

Thu, Dec. 27th, 2001 09:48 am (UTC)

i'd say something in between... sort of... cause interest rates tend to be so very high sometimes... taking the two-three months can really really make it really difficult. especially w/ those credit cards. but if you have a nice credit card w/ a low interest rate, then perhaps.